Banking & beyond.
This is your bank, redefined. No fees, real support, and money that moves the moment you need it to.
Get StartedWhat we offer
Everything your money needs, built in.
Multi-currency accounts, one dashboard
Hold and track balances across currencies from a single view, with your spending and account activity summarized at a glance.
- Live balance overview
- Multiple currency accounts
- Spending insights
Checking
USD Account
Euro Account
EUR Account
Savings
GBP Account
Your financial command center
See your entire financial position at a glance. Every account, every currency, every investment - unified in a single, breathable view.
- Real-time balance across all accounts
- AI-powered spending insights
- Instant transfers between accounts
- Custom alerts and notifications
Total Balance
Everyday Checking
+2.4%
High-Yield Savings
+4.5% APY
Wealth Portfolio
+8.7%
Recent Activity
Salary Deposit
Income · Today
Whole Foods Market
Groceries · Today
Interest Earned
Savings · Yesterday
Transfer to Savings
Transfer · Yesterday
Move money
Across borders
Send, receive, spend, and convert money internationally without the usual fees and delays.
Total Balance
$182,400.00
Checking
Savings
Euro Account
Total Balance
$80,500
Recent
AUD Transfer
2m ago
USD Received
1h ago
EUR Received
4m ago
JPY Received
3h ago
You send
10,000
They receive
9,234
Best rates · No hidden fees · Arrives in seconds
Built for how you actually bank
Spend globally, without the margin
One card. Thirty currencies. Real exchange rates with zero foreign transaction fees - the way money should move.
- 0% foreign transaction fees
- Real-time exchange rates
- Apple Pay & Google Pay ready
- Instant card freeze from the app
Savings balance
$182,400
Your money, earning its keep
Industry-leading rates with no minimums and no lock-ups. Interest credited daily, compounded to grow your wealth while you sleep.
- 4.5% APY - no minimum balance
- Interest credited daily
- No lock-up periods
- Depositor insurance to $500K
$1.5B
Transferred cross-border
30+
Currencies supported
0.8M
US account holders
99.99%
Banking uptime
Make bank with one of the best.
No monthly fees, no minimums
A checking account that costs nothing to keep open, ever.
Transfers that land instantly
Move money between accounts or send it out in seconds.
Freeze your card in one tap
Lost it? Lock it from the app before you've even hung up.
Optional balance insurance
Standard or Premium coverage on the funds in your account.
Oakley Trust
Debit Card
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Card Holder
A. OAKLEY
Expires
12/29
Oakley Trust
Credit Card
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Card Holder
STEVEN GORDON
Expires
09/29
Oakley Trust
Credit Card
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Card Holder
JANE OLUFSEN
Expires
03/30
Oakley Trust
Credit Card
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Card Holder
RIO ADAM
Expires
11/28
Oakley Trust
Credit Card
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Card Holder
SUSAN MAX
Expires
06/29
Oakley Trust vs. a typical bank
Monthly maintenance fee
Minimum balance
Domestic transfers
Card freeze from the app
Balance insurance
Customer support
Account opening
Begin your journey with Oakley Trust
Open your account in minutes. No monthly fees, no minimum balance just the quiet confidence of private banking, accessible to all.