Security
Not a feature. The foundation.
Every layer of Oakley Trust Bank, from encryption to insurance, exists to keep your money and your information where they belong: with you.
End-to-end encryption
256-bit TLS on every connection, the same standard major financial institutions use.
FDIC insured deposits
Funds insured to $250,000 per depositor, backed by the FDIC.
Transaction PIN
A separate PIN authorizes transfers, distinct from your login.
Balance insurance
Optional Standard or Premium coverage for the funds in your account.
Real-time monitoring
Unusual activity gets flagged before a transaction completes.
Instant card controls
Freeze your card the second something looks wrong. No calls.
End-to-end encryption
End-to-end encryption
Tips to protect your account
Private payments to keep your info under wraps
Card numbers stay masked until you choose to reveal them, transfers are locked behind your transaction PIN, and every conversation with support is encrypted end to end.
Notice something suspicious?
Don't wait it out. Here's what you can do right now to keep your account safe.
Freeze your card
Lock your card instantly from the app while you sort things out.
Report the activity
Flag the transaction so our team can investigate right away.
Talk to support
Reach a real person around the clock, no wait times.