About us
Banking, done right.
Chartered in the US, FDIC insured, and built for people who expect their bank to keep up with them.
2.1M+
account holders across the US
$1.5B+
moved through Oakley Trust accounts
30+
currencies supported for transfers
$250K
FDIC insured per depositor
Built for how people actually move money.
Domestic accounts with the reach to send money anywhere, backed by the protections of a chartered US bank.
Powered by people with passion.
Our team is made up of bankers, engineers, and support staff based across the US, working out of our headquarters and remotely nationwide.
Join the team
National Governance.
Oakley Trust Bank is chartered and regulated in the United States. Deposits are insured by the FDIC up to $250,000 per depositor, and every account is subject to the same federal oversight as any national bank.
Recognized nationwide
Best Digital Bank
US Fintech Awards
Excellence in Customer Service
American Banker
Top Rated Mobile Banking App
Banking Tech Awards US
4.6 out of 5 on Trustpilot
Based on customer reviews
Begin your journey with Oakley Trust
Open your account in minutes. No monthly fees, no minimum balance just the quiet confidence of private banking, accessible to all.